If you’re considering car leasing UK then it’s important to have a good idea of the process involved. When leasing or renting a car, a finance company purchases the vehicle of your choice in which you then use for the lease term in return for monthly payments. If the prospects of regular payments put you off then shop around, each company offers various payment schemes some more flexible than others so a bit of research can make all the difference. Most finance groups primarily focus on offering company vehicles such as business car or Van leasing. New businesses are particularly vulnerable, short term leasing won’t burden your new venture the way a hefty one-off payment would.

There are a number of other benefits to car leasing. Low deposits are an additional bonus. When you purchase a car you can often be faced with an alarming deposit sum or a combination of a deposit and trade-in to act as a loan amount. Leasing still means putting down a deposit, but at a much smaller amount; meaning you free up cash to invest into your new business. A car inevitable depreciates in value, car mats get muddy and scratches appears from seemingly nowhere. This is exactly why lower monthly payments are a theme of leasing. You’re paying for the car deterioration not the total car price.

Although it is not especially economical to choose car leasing. But the main advantage of leasing a car is that you will have the opportunity of driving a new car which might not be possible otherwise. Once the lease term is over, you will not have anything to show for it but for some people this is preferable to driving around in an old car. It is usual to lease a car for three years and then change to a new one. However it you are prepared to pay the extra cost, you can get a car lease that lasts for just one year at a time.

The worldwide recession has led to a fall in the amount of people that are buying new cars. Even though many experts expect 2010 to be much better economically, many people are still not prepared to take that big leap and to invest in a brand new car. Choosing to lease a car can mean that those who want to drive a new car can do so without their bank accounts taking a big hit. Committing to car loans can be quite a big deal especially when the car will be worth a lot less once the loan has been paid off and many people just don’t want to be saddled with one.

Car leasing can be a good option for many people, but it is important to fully understand any contract and to shop around for the best deal.

When you have to search for different car leasing, having a look at the different types availble to you is the one thing you should try to do. At the end of the day, you may end up with mercedes car leasing or even land rover car leasing options.

Hire purchase

When you take out a hire purchase agreement, you will be paying a deposit equivalent to 3 months of the overall rental in advance plus VAT. The periods of payment can vary between 36 and 60 months at the limit. Your monthly payments will be exempt from VAT and your initial deposit charge can be reclaimed. One other point in its favour is the ability to offset any taxable profit – which is a good boost for any small business. At the end of the lease agreement, the van is legally yours and you are not required to make any more payments.

Finance Lease

When you take out a finance lease agreement, you will be paying a deposit of 1 to 3 months of the overall rental in advance plus VAT. Similar to the hire purchase agreement, your repayments are usually between 36 and 60 months in total. If you can claim back your VAT on the deposit, you will have a restriction of a quarterly claim only. One aspect that is appealing – if the van is sold or part-exchanged at the end of the agreement – 96% of the value is kept by the hirer.

Contract Hire

Many aspects of this type of arrangement are the same as the finance lease, with the added bonus of a maintenance package. There is also no hassle of having to sell the van at the end of the agreement. It is also known as an Operating lease within the business. Most of the criteria is the same as above including the cost of the deposit, and the recoverability of the VAT etc. So long as you stay within your agreed mileage, you can fix your costs and retain budgetary control of your agreement.

Lease Purchase

Most of the details are the same as the finance lease agreement. Where van lease differs, is at the end – you sell the vehicle to a third party for a reasonable value and buy it back for £1. Forward an invoice to the finance company with a cheque for 5% of the sale. After writing down 100% of the cost of the deal, you are then able to keep the van.

Citroen van leasing Is just another of the many options that are available to choose from.

Shopping online is hugely popular as is using the internet for finding a cheap loan or holiday. Well it is great for trying to get cheap car leasing deals too. There is a huge selection of car leasing companies on the internet where you can pick from the best deals. It is not practical to look at car leasing companies which are not based near to your location but with the internet you can search only for companies within a certain number of miles of your location.

One great benefit to leasing a car online is that the car leasing company gets to cut out the sales rep which in turn means that you will get a better deal. The car leasing company does not have to pay a sales rep to talk you through the whole process and to try to get your business so they can save money and can therefore offer better rates.

You can also find short term car lease transfer deals online. Many people have to give up their leased car before the end date of their agreement. There are huge penalties which are charged to those who terminate their car leases early so it is important for them to find someone to take it over. A transfer car lease deal gives you a great rate for a short period.

That is why it pays to use the internet to get the best car leasing deals.

When you have to search for different car leasing, taking a look at various models prior to deciding on which one you require is often the best way forward. At the end of the day, you may end up with nissan car leasing or even peugeot car leasing options.

The answer is quite simple. You can choose which van to have when taking out a lease, a choice from the huge range on over of well-known makes and models. You can choose what colour it will be, what options you want and what size and specification you require. You as a customer are spreading your payments, usually monthly, over a set period of time, resulting in a cheaper deal than renting the same vehicle. This is because the finance company knows how much money they will be earning from customers because of the commitment the customer has made.

Because of the volume of vehicles that are turned over, we are able to get competitive prices and pass these directly to the customer. The net result is lower up front vehicle prices to the customer, helping to improve customer business cash flow. A customer also has the option to own or sell the vehicle at the end of the finance lease. A customer can then keep any equity that is earnt when the vehicle is put up for sale.

There is the added bonus of being able to sign write your vehicle with your own company logo and add other extras such as roof racks and interior racking.

Renting the vehicle is the alternative, but at the end of the deal when you have had enough, you will have nothing left to show. In this current econmic climate it surely doesn’t make much sense financially!!

To find out more, see how we can benefit your business with our unique van contract hire offers. Fiat van leasing and LDV Van Leasing are just some of the options out there to choose from.

Fiat is an acronym for Fabbrica Italiana Automobili Torino (Italian Car Factory of Turin). 

Giovanni’s grandson Gianni then became chairman from 1966 until his demise in 2003. 

The first factory was opened in 1900 with 150 workers 

During the 1930′s trucks and commercial vehicles underwent considerable development and also the railway and aviation sectors grew. 

In the war years there was a big reduction in the production of cars, whilst commercial vehicles grew considerably. Fiat made military vehicles for the Italian Army and Air Force. 

In 1945 the presidency of Fiat was taken over by Vittorio Valletta. 

In 1948 the plants that were destroyed in the war were completed and profits started to step-up as did the number of employees. 

After the war Fiat introduced its very first tractor. 

Betwixt 1957 and 1975 the popular Fiat 505 was produced. This was a cheap and really practical car and measured just 9 feet 9 inches long. It was powered by a little 479cc 2 cylinder air cooled engine and was considered to be one of the first “city cars”. 

The Fiat was also back engined just like the Volkswagen beetle. 

Despite its modest size the 500 proved very popular throughout Europe. 

Production of the 500 ceased in 1975 and the Fiat 126 was introduced two years earlier. The 126 was never quite as popular although it was well known for its mechanical enduringness and economy. 

In 1978 the “Robogate” system was created which was so named because of the new robotized system that was used for assembling the bodywork. 

In 1980 the Fiat Panda was born. Within the next two years the Fiat Uno was also introduced. In 1989 the Tipo was voted “Car of the Year” for its cutting edge solutions. 

There have been various Fiat vans introduced which are extremely popular for Fiat van leasing. These modest, economical vehicles are perfect as a van to lease and are used often for catering and delivery vehicles. 

van lease